1. Introduction

Welcome to Women of Wisdom and Courage®. These Terms and Conditions (“Terms”) govern your access to and use of our website and mobile application (the “Service”), which provides instant access to our digital content and the SHIELD™ programme. By using the Service, you agree to be bound by these Terms.

Women of Wisdom and Courage® is a trading name of Big Rocks Coaching and Consultancy Ltd. Dr Sally Olewe-Richards is the director of Big Rocks Coaching and Consultancy Ltd.

2. Acceptance of Terms

By accessing or using the Service, you confirm that you have read, understood, and agree to these Terms. If you do not agree with these Terms, please do not use the Service.

3. The Service

Women of Wisdom and Courage® offers a subscription-based Service that provides immediate access to our digital content and resources. Upon subscribing, you will have instant access to the digital content associated with your chosen subscription plan.

4. Payment and Subscription

• The Service is available on a monthly subscription basis.

• Payment is due at the time of subscription activation and will be charged via the accepted payment methods.

• Your subscription will automatically renew each month unless cancelled in accordance with these Terms.

5. Cancellation and Refund Policy

• Cancellation: You may cancel your subscription at any time without prior notice. Cancellation will ensure that you are not billed for the following monthly payment cycle.

• Refunds: As the Service provides instant access to digital content upon purchase, no refunds will be issued once access is granted.

6. Intellectual Property

All content provided through the Service, including digital content, trademarks and other intellectual property, is owned by or licensed to Women of Wisdom and Courage® or its licensors. You are granted a limited, non-exclusive, non-transferable licence to access and use the Service for your personal, non-commercial purposes in accordance with these Terms.

7. User Conduct

You agree to use the Service solely for lawful purposes and in a manner that does not infringe the rights of, or restrict or inhibit the use and enjoyment of the Service by, any third party. Any misuse of the Service may result in suspension or termination of your access without notice.

8. Disclaimers and Limitation of Liability

• Disclaimer: The Service is provided on an “as is” and “as available” basis without warranties of any kind, whether express or implied. Women of Wisdom and Courage® does not guarantee that the Service will be uninterrupted or error-free.

• Limitation of Liability: In no event shall Women of Wisdom and Courage®, or Big Rocks Coaching and Consultancy Ltd, be liable for any indirect, incidental, consequential, or punitive damages arising out of or related to your use of the Service, even if advised of the possibility of such damages.

9. Governing Law and Jurisdiction

These Terms and any disputes arising out of or in connection with them shall be governed by and construed in accordance with the laws of England and Wales. You agree to submit to the exclusive jurisdiction of the courts of England and Wales in respect of any dispute or claim.

10. Changes to the Terms

Women of Wisdom and Courage® reserves the right to modify or update these Terms at any time. Any changes will be posted on our website and will become effective immediately upon posting. Your continued use of the Service following any changes constitutes your acceptance of the new Terms.

11. Contact Information

If you have any questions or concerns regarding these Terms, please contact us at:

hello@womenofwisdomandcourage.com

Effective Date: 2nd April 2025

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By subscribing to and using the Women of Wisdom and Courage® Service, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.